What is a guaranteed interest rate product?

Modified on Wed, 18 Oct, 2023 at 11:00 AM

A guaranteed interest rate product is a product that offers a predetermined and guaranteed fixed interest rate if held for a certain number of years.


For example, if you were to deposit $1,000 into a guaranteed interest rate product with a guaranteed interest rate of 1% for a 1-year term, then you would receive $1,010 at the end of the 1-year term. Market Trust has a similar model but with a different interest rate and a longer term requirement.

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