What happens if I need to withdraw my principal early?

You can withdraw your 3% or 4.20% annual guaranteed return payment and your market-linked investments at any time; however, additional withdrawals from the guaranteed interest product allocation in any year before the end of the 3-year term require that the investment program be closed. Closing the investment program includes the liquidation of the guaranteed interest product, to which the issuer will apply a withdrawal or surrender charge to the amount withdrawn and a market value adjustment which may increase or decrease the amount withdrawn. Your principal will not be guaranteed. Your investment account will also be closed.

Important note: Any amounts withdrawn from the guaranteed interest product will reduce the interest you will earn over the 3-year term and, therefore, your initial deposit may not be fully protected following any withdrawals.

For more information, please contact Save customer support.